{"id":2058,"date":"2025-09-01T22:04:41","date_gmt":"2025-09-01T19:04:41","guid":{"rendered":"https:\/\/hightech.ee\/?page_id=2058"},"modified":"2026-03-12T17:58:09","modified_gmt":"2026-03-12T15:58:09","slug":"pay-later-financing","status":"publish","type":"page","link":"https:\/\/hightech.ee\/en\/pay-later-financing\/","title":{"rendered":"Pay Later \/ Financing"},"content":{"rendered":"
\n

Pay for your purchase next month or use financing to split the total into installments of up to 6 years<\/span><\/h2>\n

Depending on the cart amount, you can choose Inbank\u2019s \u201cPay Later\u201d or <\/em>\u201cFinancing\u201d <\/em>option at the Hightech online store checkout. You can complete the application, review the contract, and sign it conveniently at checkout. The first payment is due only after one month.<\/p>\n\n\n\n\n\n\n\n\n
Option<\/th>\nAmounts<\/th>\nPeriod<\/th>\nFees & Conditions<\/th>\nProcess<\/th>\n<\/tr>\n<\/thead>\n
Pay Later: next month<\/strong><\/td>\n\u20ac30\u2013800<\/td>\n30 days<\/td>\n\u20ac0 extra fees
Interest-free
Does not affect your
credit score<\/td>\n		\"Inbank<\/td>\n<\/tr>\n
Pay Later: in two parts<\/strong><\/td>\n\u20ac75\u20132500<\/td>\n2 months<\/td>\n<\/tr>\n
Pay Later: in three parts<\/strong><\/td>\n\u20ac75\u20132500<\/td>\n3 months<\/td>\n<\/tr>\n
Financing<\/strong><\/td>\n\u20ac100\u20135000<\/td>\n3\u201372
months<\/td>\n		Interest 11.9%
Contract fee \u20ac0
Administration fee
0.3% per month<\/td>\n		\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud83d\udd12 Hightech does not have access to the financial data you provide in the Inbank application (e.g. income or obligations) \u2013 we only receive the decision and confirmation of the chosen payment method.<\/em><\/p>\n

\u2713 Inbank pay later<\/i> solutions are not instalment plans, but rather non-credit payment methods, which do not affect your credit score.<\/em><\/p>\n

\"Inbank-pay-later-financing-center-1340x400px\"<\/p>\n

\u2755 The interest rate of the Inbank hire purchase is 31.64% per year under the following example conditions: purchase amount 490 \u20ac, contract period 12 months, interest rate 11.9% from the purchase amount, down payment 0%, administration fee 0.3% per month, monthly installment 47.23 \u20ac, total credit cost 566.8 \u20ac. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.<\/i><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"

Pay for your purchase next month or use financing to split the total into installments of up to 6 years Depending on the cart amount, you can choose Inbank\u2019s \u201cPay Later\u201d or \u201cFinancing\u201d option at the Hightech online store checkout. You can complete the application, review the contract, and sign it conveniently at checkout. The […]\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2058","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/pages\/2058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/comments?post=2058"}],"version-history":[{"count":7,"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/pages\/2058\/revisions"}],"predecessor-version":[{"id":4304,"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/pages\/2058\/revisions\/4304"}],"wp:attachment":[{"href":"https:\/\/hightech.ee\/en\/wp-json\/wp\/v2\/media?parent=2058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}