Pay Later / Financing

Pay for your purchase next month or use financing to split the total into installments of up to 6 years

Depending on the cart amount, you can choose Inbank’s “Pay Later” or “Financing” option at the Hightech online store checkout. You can complete the application, review the contract, and sign it conveniently at checkout. The first payment is due only after one month.

Option	Amounts	Period	Fees & Conditions	Process
Pay Later: next month	€30–800	30 days	€0 extra fees Interest-free Does not affect your credit score
Pay Later: in two parts	€75–2500	2 months
Pay Later: in three parts	€75–2500	3 months
Financing	€100–2500	6–72 months	Interest 11.9% Contract fee €0 Administration fee 0.3% per month

🔒 Hightech does not have access to the financial data you provide in the Inbank application (e.g. income or obligations) – we only receive the decision and confirmation of the chosen payment method.

✓ Inbank pay later solutions are not instalment plans, but rather non-credit payment methods, which do not affect your credit score.

❕ The interest rate of the Inbank hire purchase is 31.64% per year under the following example conditions: purchase amount 490 €, contract period 12 months, interest rate 11.9% from the purchase amount, down payment 0%, administration fee 0.3% per month, monthly installment 47.23 €, total credit cost 566.8 €. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.